If you are going to live the rest of your life borrowing other people's money, make sure you are given enough leverage to get you on the road to financial freedom. 

Consumer debt is VERY BAD for you; Credit Cards, Auto Loans, PayDay Loans... If you have to use credit cards to buy something, you don't need it. Credit Cards and Auto Loans do not boost your credit score. If you want good credit, take out property loans and business loans. That's good leverage right there. 

What I'm saying is, don't spend your life living off credit. Have your money work for you, so you won't have to live off anyone else's. #OwnThyself Jameel Davis 

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